frasi-speciali2006

Looking to respond to a fast-changing environment, national central banks started working on digitised versions of their respective currencies. There are many advantages of ‘digital only’ currencies as they have proven to be more fit to the digital age. Some of the old rules on crossboundary money transfers have recently changed as e-commerce and e-trade is advancing. Inclusive finance will also play a role in shaping the final form of a central bank digital currency. In 2012, the European Central Bank defined virtual currencies as a ‘type of unregulated, digital money which is issued and usually controlled by its developers, and used and accepted among the members of a specific virtual community’. This refers to cryptocurrencies, and in particular to stablecoins – cryptocurrencies issued by private companies. According to the Bank for International Settlements' November 2015 "Digital currencies" report, it is an asset represented in digital form and having some moneta...

One factor is the expansion of enrollments resulting from population growth and an increased public desire for the fruits of schooling. A second factor is the social pressure for equalizing educational opportunity between social classes, ethnic and racial groups, rural and urban populations, and the sexes. Schulkindergarten or preschool classes in order to reach the necessary level of individual development. Earlier, compulsory schooling started on 1 August for all children having reached their sixth birthday. Nowadays, a general tendency can be observed to set the statutory qualifying date for starting school on 31 December. The overall purpose of primary education is to develop children's literacy and numeracy skills and other skills and understandings that prepare young people to take part in society. These other skills and understandings include skills in science, social sciences, community studies, agriculture, art, music, and physical education. Every child should attend a...